Pay later in 3 interest-free instalments is a form of credit which allows you to spread the cost of your purchase over three equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when the TEFL Institute of Ireland confirms your order and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can constantly monitor your payment schedule in the Klarna app.